Insurance & Rates
Session Rates: $140.00 per session, $165.00 for couples and family sessions. Sessions are approximately 53-60 minutes.
Insurance: I am in network with Cigna, Horizon Blue Cross & Blue Shield of New Jersey and Highmark. I am currently an out of network provider for all other insurance companies. It is recommended that individuals call their insurance provider to see if they have out of network benefits and see how much their out of network deductible is before attending the first therapy session. Some questions to ask when talking with your insurance company are:
What are my out of network mental health benefits?
Do I have a deductible? What is covered following the deductible being met?
Do my out of network benefits require pre-authorization?
All individuals with insurance policies not accepted by Gaining Grace are eligible to receive a super-bill that can be submitted to their insurance company for possible reimbursement. Please check with your carrier to find out coverage as reimbursement cannot be guaranteed. All individuals have the right to a Good Faith Estimate and will be provided with a Good Faith Estimate upon intake.
Why Choose Out of Network?
Making a decision to add therapy into your self care routine is an investment to improve your overall mental health and to hopefully improve your overall quality of life.
Out of Network providers are committed to providing the highest quality of care to help you achieve your goals.
Health Savings Account
Many clients are able to use their flex spending accounts for full payments of therapy sessions.
Forms of Payment
All major credit cards, Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are accepted forms of payment.
There is a 24 hour cancellation policy. If an individual needs to reschedule, Twenty four hours notice is required or that person may be charged the full session rate.